Andy Braun
Senior Loan Officer | Sales Manager
NMLS #667008
A Tucson native with more than 20 years in the mortgage industry, licensed in Arizona, Texas, and California. Speed is his thing: he answers fast and moves fast.
Houston and across Texas · NMLS #667008
Arizona roots. Texas heart.
Andy Braun helps buyers and homeowners in Houston and across Texas buy, build, and refinance. Licensed in Texas through Neighborhood Loans, with more than 20 years in lending and a team that answers the phone.
Applying online is not a commitment to lend or a guarantee of approval. Terms subject to credit approval and underwriting.
Andy BraunLicensed in Texas
Neighborhood Loans · NMLS #667008
Neighborhood Loans · NMLS #667008
NMLS #667008Neighborhood Loans, Inc. NMLS #222982
Licensed in TexasAlso licensed in Arizona and California
Fast answersFast closings when you need them
Se habla españolAnna Gonzalez on our team speaks Spanish
Texas programs
Home loans for Houston and all of Texas.
Purchase, refinance, VA, FHA, construction, and self-employed options, plus Texas down payment assistance. Serving Houston, Katy, Cypress, Sugar Land, The Woodlands, Pearland, and buyers across Texas.
Houston home loans
Purchase, refinance, VA, FHA, new construction, and self-employed loan options across Greater Houston.
Learn moreTexas DPA (TSAHC)
Homes for Texas Heroes and Home Sweet Texas pair a fixed-rate mortgage with down payment help. Program rules and eligibility apply.
Learn moreIn-house DPA (AZ, TX, CA)
Down payment assistance that is not tied to a county or state housing agency, with flexible qualifying. Eligibility applies.
Learn moreAll DPA programs
Compare down payment assistance options and see which programs may fit, then get prequalified.
Learn moreVA loans
Zero down options for eligible veterans and active duty families.
Learn moreFHA loans
Flexible credit guidelines and a 3.5 percent minimum down payment.
Learn moreFirst-time buyers
Know your price range before you make an offer, with a plan from pre-approval to closing.
Learn moreRefinance
Rate and term or cash-out. Texas has its own home equity rules, often called 50(a)(6), and Andy explains how they apply before you decide.
Learn moreEligibility, program availability, and terms vary and are subject to change. Not a commitment to lend.
Market rates
Today’s national rate averages.
A daily survey of national average mortgage rates, shown for context. Your rate depends on your credit, loan type, and property. For a personal quote, talk to Andy.
Weekly mortgage market notes, updated every Friday: Market Snapshot at housingnewsletters.com/andybraun. For context only; not a rate quote or a commitment to lend.
Daily rate survey
National averages, not a personal quote. Subject to change.
Meet the team
The people behind your loan.
When you call, a real person on our team picks up. Here is who you will be working with.
Anna Gonzalez
Loan Partner
NMLS #1955354 · Neighborhood Loans, Inc. NMLS #222982
Hablamos españolA Tucson native, Anna has worked side by side with Andy for 11 years. She guides buyers from pre-approval to the closing table and speaks Spanish fluently, so Spanish-speaking families can work with our team entirely in Spanish.
Kevin Braun
Executive Assistant and Loan Partner
An LSU alum and retired Raytheon engineer who was part of the team at Microsoft that designed Outlook and Excel, Andy's dad joined the team in October 2026 and works right next to him in our Tucson office.
Client love
See all reviews
What clients say
★★★★★
“When I had met with other lenders I heard ‘this is why it won’t work.’ With Andy it was ‘this is how we are going to make it work.’ He and his team made the whole process pleasant.”
★★★★★
“Communication was great and they were always willing to answer any questions. Buying a home can be stressful, they made it as easy as possible. 10/10!”
★★★★★
“Andy and his team kept me fully informed. When I had questions they were prompt with answers, making the loan process much more simple. I highly recommend Andy and his team.”
Let’s talk
Ready to get started?
Fill out the form or call me directly. I answer my phone.
520-495-8989Where we work
Serving Houston and all of Texas by phone, text, email, and video.
Office
5210 E Williams Circle, Suite 500
Tucson, AZ 85711
Se habla español.
Anna Gonzalez, NMLS #1955354, 520-524-6353
NMLS# 667008 · AZ LO-1006099 (Andy Braun) · Neighborhood Loans, Inc. NMLS# 222982 · AZ# 1004602 · Equal Housing Opportunity · Licensed in AZ, TX & CA