Tucson, AZ · NMLS# 667008
Over 20 years helping Tucson families buy, build, and refinance. Local guidance from the Williams Circle office, with purchase, refinance, VA, FHA, construction, and self-employed loan options.
Questions first? Call (520) 495-8989
Applying online is not a commitment to lend or a guarantee of approval. Terms subject to credit approval and underwriting.
Loan programs
First-time and move-up buyers. Compare conventional, FHA, and VA options side by side.
Zero down options for eligible veterans and active duty families.
Flexible credit guidelines and 3.5 percent minimum down payment.
Lower your rate, change your term, or tap equity when the numbers work.
Build or renovate with a loan designed for the project.
Documentation options beyond traditional tax returns.
Process
Where I lend
Tucson · Marana · Oro Valley · Sahuarita · Vail · Green Valley
Read what clients say on my Experience.com reviews, or see the mortgage calculator.
Client reviews
Rated 4.98 out of 5 from 128 reviews on Experience.com.
“with Andy it was more like "this is how we are going to make it work."”
“Andy and his team were wonderfully! Communication was great and they were always willing to answer any questions or concerns I had. It can be stressful buying a new home but they made it as easy as possible! 10/10!”
“Andy and his team kept me fully informed through the loan process. When I had questions or concerns they were prompt to provide answers an additional information making the loan process much more simple. I highly recommend Andy and his team and Neighborhood Loans.”
FAQ
It depends on the loan type. Conventional loans can start as low as 3 percent down for qualified buyers, FHA starts at 3.5 percent, and VA and USDA loans can allow zero down for eligible borrowers. I will walk you through which programs you qualify for.
Arizona and local programs change often. Ask me which down payment assistance options are currently available for your income, county, and loan type, and I will check eligibility with you.
Yes. I work with veterans and active duty families across Tucson, including buyers relocating to the area. VA loans can offer zero down for eligible borrowers.
Yes. I help buyers and homeowners throughout the Tucson metro and statewide across Arizona.
Often, yes. Depending on your situation there are documentation options beyond traditional tax returns. Call me and we can review your scenario.
Yes. Construction and renovation financing is one of my specialties. We can review whether a one-time close or renovation loan fits your project.
