Tucson, AZ · Houston, TX · NMLS# 667008
VA loans are guaranteed by the U.S. Department of Veterans Affairs. They are one of the strongest benefits available to people who served, and they can allow zero down for eligible borrowers.
Questions first? Call (520) 495-8989
Applying online is not a commitment to lend or a guarantee of approval. Terms subject to credit approval and underwriting.
Who it fits
The basics
These are general guidelines. Exact requirements depend on the program, the property, and your full financial picture.
How I help
I explain your options in simple terms. You will know what you qualify for and why.
Self-employed income. Past credit issues. Unusual properties. Files other lenders turned down. I look for how to make it work, and I tell you straight if it cannot.
With over 20 years in lending, I keep you, your agent, and title updated from application to closing.
Client reviews
Rated 4.98 out of 5 from 128 reviews on Experience.com.
“Andy and his team were wonderfully! Communication was great and they were always willing to answer any questions or concerns I had. It can be stressful buying a new home but they made it as easy as possible! 10/10!”
“our loan process was so fast, Andy had great communication with us and let us know about every step we were going through and helped with everything”
“Andy and his team kept me fully informed through the loan process. When I had questions or concerns they were prompt to provide answers an additional information making the loan process much more simple. I highly recommend Andy and his team and Neighborhood Loans.”
FAQ
Zero down is possible for eligible borrowers. Your entitlement and the purchase price both matter, so let us review your situation together.
Yes. VA entitlement can often be reused. I will help you check how much entitlement you have available.
VA loans do not have monthly mortgage insurance. Most borrowers pay a one-time VA funding fee, and some veterans are exempt.
Yes. I work with veterans and military families in the Tucson metro and the Houston area.
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Home · Tucson Mortgage Lender · Houston Mortgage Loan Officer · FHA Loans · First-Time Home Buyer · Down Payment Assistance · Refinance
